How would you feel if you worked all of your life saving up cash only to see it disappear? This is the situation that many seniors find themselves in because Medicare does not cover all of their medical expenses.
We all know that seniors are the age group of people who need the most
medical care. This is why Medicare was set up in the first place.
However, many of them are getting medical care that they do not have
covered by insurance because of this same reason. This means that they
are having to try to bare the costs of expensive medical bills by
themselves. This is difficult enough for the average person, but it is
almost impossible for a senior. The senior is someone who is not likely
to have any income coming in at all. This means that it is very hard for
them to be able to pay off bills like this.
In order for seniors to be able to get all of their medical expenses
covered, they need to have some kind of Medicare supplemental insurance
such as Medigap.
Medigap is a type of private health insurance that is sold by the
private health insurance companies. It is something that they designed
to sell to customers as a supplement to what Medicare covers. It is
something that seeks to cover the areas that Medicare leaves out. This
means that the senior never has to worry that something that they need
medically is not covered. It is all covered in their supplemental plan.
It costs a little extra each month in premiums to get a Medigap plan.
This is a private company selling this insurance whose goal is to make
money. However, many seniors believe that it is worth the money to buy
this type of insurance since they will be able to get everything that
they need covered. To them, the piece of mind makes the little bit of
extra money all worth it. Certainly it is better than trying to pay for
these bills out of pocket.
All of us have the belief that if we work hard for our money, then it
should be there for us when we go to retire. This means that we want
those who already have worked hard to make sure that they don't have to
pay for medical expenses that they could have covered. It is our job to
inform our seniors about the benefits of getting a Medigap or other
supplemental health care plan.